Institutions with a 2024 published rating
| Institution | Location | Rating |
|---|---|---|
| Cornerstone Bank | Spencer | HS |
| East Cambridge Savings Bank | Cambridge | S |
| Easthampton Savings Bank | Easthampton | HS |
| Greenfield Co-operative Bank | Greenfield | S |
| Haverhill Bank | Haverhill | S |
| HTM Credit Union | Haverhill | S |
| Lowell Firefighters Credit Union | Lowell | S |
| Martha's Vineyard Savings Bank | Edgartown | O |
| MountainOne Bank | North Adams | S |
| North Easton Savings Bank | Easton | S |
| Reading Co-operative Bank | Reading | S |
| River Works Credit Union | Lynn | S |
| Rockland Trust Company | Rockland | O |
| Salem Five Cents Savings Bank | Salem | S |
| Savers Co-operative Bank | Southbridge | S |
| Sharon & Crescent United Credit Union | Sharon | S |
| State Street Bank and Trust Company | Boston | O |
| The Cape Cod Five Cents Savings Bank | Hyannis | O |
| The Lowell Five Cent Savings Bank | Lowell | HS |
| UniBank for Savings | Whitinsville | S |
| Watertown Savings Bank | Watertown | HS |
| Winchester Savings Bank | Winchester | S |
Key to ratings
- O - Outstanding
- HS - High Satisfactory
- S - Satisfactory
- NI - Needs to Improve
- SNC - Substantial Noncompliance
These ratings are not, nor should they be interpreted as an assessment of the financial condition of these institutions. The assigned ratings do not represent an analysis, conclusion, or opinion of the DOB concerning the safety and soundness of these financial institutions.
Public evaluations
The public portion of the evaluation generally contains:
- The institution's CRA rating
- A description of the financial institution
- A description of the financial institution's assessment area
- Conclusions about the institution's CRA performance, including the facts, data, and analyses that were used to form such conclusions
View Public Evaluations issued by the Division of Banks at CRA ratings and public evaluations for banks and credit unions | Mass.gov
Most Massachusetts chartered banks are also examined for compliance with the Federal CRA by the Federal Deposit Insurance Corporation and the Federal Reserve System.
| Date published: | December 31, 2023 |
|---|---|
| Last updated: | September 1, 2024 |