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Mass. General Laws c.175, §§ 187-230

Insurance

This page links to an unofficial version of each section of G.L. c. 175, §§ 187-230. Please note that sections that appear missing have been either reserved for future use or repealed.

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§ 187 Foreign companies; contents of policies 
§ 187A Actions on policies; limitation 
§ 187B Cancellation of policy; failure to return premium; penalties 
§ 187C Cancellation of policy; procedure 
§ 187D Cancellation of policy; non-payment of premium 
§ 187E Small claims; payments to heirs of decedents 
§ 187F Cancellation of policies during strike of insurance agents 
§ 187G Lapse of certain life insurance policies during strike of agents; reinstatement 
§ 187H Owner's right to cancel policy; notice; refund of prepaid premiums 
§ 188 Unlawful use of proxy; penalty 
§ 189 Policies in violation of this chapter; penalty 
§ 190A Definitions applicable to this section and Secs. 190B and 190C 
§ 190B Mass marketed life or health insurance; reasonableness of charges; findings; orders; review 
§ 190C Mass marketed life or health insurance; nonresident insurers; compliance with state laws 
§ 191 Commissioner; power to require submission of policies and circulars for inspection; penalty 
§ 191A Property damage to insured's motor vehicle; notice of losses; arbitration clause 
§ 192 Riders and endorsements; commissioner's approval 
§ 192A Loose leaf policies; filing and approval 
§ 193 Policies issued contrary to this chapter; validity 
§ 193A Jurisdiction of superior court to restrain violations of chapter and enforce compliance of provisions thereof 
§ 193B Motor vehicle insurance; instalment payments 
§ 193B 1/2 Motor vehicle insurance; interest charges on installment payments 
§ 193C Domestic companies; interlocking directorates; regulations; procedure 
§ 193D Domestic companies; power to acquire stock of other companies; regulations 
§ 193E Coercion in the placing of insurance on real or personal property prohibited; fines; exceptions 
§ 193F Policy forms; filing with commissioner; approval 
§ 193G Policy forms; disapproval; resubmission for approval 
§ 193H Policy forms; withdrawal of approval; notice and hearing; review 
§ 193I Disclosure of investments of officers, directors and principal stockholders 
§ 193J Solicitation of proxies 
§ 193K Professional services; provisions for payment; discrimination 
§ 193P Fire insurance policies; nonrenewal notice provision; requisites of notice 
§ 193R Group marketing plans for automobile and homeowner insurance; definitions; rules and regulations; rates; payroll deductions 
§ 193T Discrimination based on blindness, intellectual disability, or physical impairment 
§ 193U Discrimination based on specialty practiced; risk classification; definitions 

Amended by St. 2024, c. 285, § 23, effective December 23, 2024

§ 194 General penalty 
§ 195 Insurance companies writing fire and multiple peril policies required to contribute to costs of training firefighting personnel, enforcement of certain fire code regulations, fire education programs, equipment and facility improvements 
§ 196 Payment under liquor liability insurance; notice to Attorney General 
§ 204 Regulations governing replacement of life insurance policies and annuities; promulgation 
§ 205 Policies providing supplemental coverage to medicare; approval by commissioner; employers or trade unions exception; regulations 
§ 206 Definitions applicable to Secs. 206 to 206D 

Amended by St.2022, c. 268, §§ 131-134, effective November 10, 2022

§ 206A Domestic insurers; investment in capital stock of subsidiaries 
§ 206B Merger or acquisition of control; statement filed with commissioner; hearing; approval; violations 
§ 206C Registration statements; transactions requiring commissioner’s approval; determination of reasonable surplus; confidentiality of information; group-wide supervisor for internationally active insurance group 

Amended by St.2022, c. 268, §§ 135-141, effective November 10, 2022

§ 206D Violations of Secs. 206 to 206D or rule issued thereunder; injunctive relief; voting of improperly acquired securities; penalties 
§ 207 Acquisition of stock of subsidiary insurer; approval of plan by commissioner; objections of shareholders 
§ 208 Merger of insurance holding company system into domestic insurance subsidiary 
§ 209 Commissioner's issuance of licenses to banks or credit unions to act as insurance producers 
§ 210 Procedure for resolution of consumer complaints relative to banks or credit unions acting as insurance agents 
§ 211 Information relating to insurance activities of banks or credit unions furnished to federal agencies 
§ 212 Definitions applicable to Secs. 212 to 223E 
§ 213 License requirement for life settlement providers and life settlement brokers 
§ 214 Suspension, revocation or refusal of renewal of life settlement provider or life settlement broker license 
§ 215 Approval of life settlement contract form and disclosure statement form 
§ 216 Annual statement of life settlement provider 
§ 217 Disclosure by life settlement provider, broker, insurance company, etc., of individual identification data of insured 
§ 218 Examination of business and affairs of life settlement provider, broker or applicant 
§ 219 Advertising by life settlement broker or provider 
§ 220 Required disclosures by life settlement providers and brokers 
§ 221 Use of policy as collateral in premium finance loan 
§ 222 General rules relating to life settlement contracts 
§ 223 Conflict of laws 
§ 223A Fraudulent life settlement acts 
§ 223B Control, prevention and reporting of fraud relating to life settlement contracts 
§ 223C Remedies for violations of Secs. 213 to 223E 
§ 223D Penalties 
§ 223E Violation of Secs. 213 to 223E deemed unfair trade practice 
§ 223F Authority of commissioner to promulgate regulations 
§ 224 Large commercial policy holders; definitions; commercial risks; records examination 
§ 225 Disclosure notice in policy issued pursuant to commercial risks provisions of Sec. 224; large commercial policy holders 
§ 226 Pharmacy audits; standards for the conduct of audits of records; appeals 
§ 227 Statement of actuarial opinion and actuarial opinion summary 
§ 228 Transportation network drivers; insurance requirements 
§ 229 Self-service storage insurance 
§ 230 Applicability of chapter 176W to insurers governed by this chapter 

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