Institutions with a 2020 published rating
| Institution | Location | Rating |
|---|---|---|
| AllCom Credit Union | Worcester | S |
| Alpha Credit Union | Boston | S |
| Athol Savings Bank | Athol | HS |
| Arrha Credit Union | Springfield | S |
| BankGloucester | Gloucester | O |
| Billerica Municipal Employees Credit Union | Billerica | S |
| Boston Firefighters Credit Union | Boston | S |
| Brookline Bank | Brookline | S |
| Cabot Boston Credit Union | Boston | S |
| Cambridge Trust | Cambridge | S |
| Enterprise Bank and Trust Company | Lowell | HS |
| Envision Bank | Randolph | S |
| Greater Springfield Credit Union | Springfield | S |
| Harvard University Employees Credit Union | Cambridge | S |
| HTM Credit Union | Haverhill | |
| Holyoke Credit Union | Holyoke | S |
| Liberty Bay Credit Union | Braintree | S |
| Lowell Firefighters Credit Union | Lowell | S |
| Lynn Municipal Credit Union | Lynn | S |
| Lynn Police Credit Union | Lynn | S |
| Lynn Teachers' Credit Union | Lynn | S |
| Martha's Vineyard Savings Bank | Edgartown | O |
| Methuen Co-operative Bank | Methuen | S |
| Middlesex Savings Bank | Natick | O |
| Needham Bank | Needham | S |
| New Bedford Credit Union | New Bedford | S |
| Northern Bank & Trust Company | Woburn | S |
| OneUnited Bank | Boston | S |
| Quincy Credit Union | Quincy | S |
| Reading Co-operative Bank | Reading | S |
| River Works Credit Union | Lynn | |
| Rockland Trust Company | Rockland | O |
| St. Mary's Credit Union | Marlborough | HS |
| The Bank of Canton | Canton | S |
| The Cape Cod Five Cents Savings Bank | Hyannis | O |
| The Co-operative Bank | Roslindale | S |
| The Cooperative Bank of Cape Cod | Hyannis | S |
| Walpole Co-operative Bank | Walpole | S |
| Winchester Co-operative Bank | Winchester | S |
Key to ratings
- O - Outstanding
- HS - High Satisfactory
- S - Satisfactory
- NI - Needs to Improve
- SNC - Substantial Noncompliance
These ratings are not, nor should they be interpreted as an assessment of the financial condition of these institutions. The assigned ratings do not represent an analysis, conclusion, or opinion of the DOB concerning the safety and soundness of these financial institutions.
Public evaluations
The public portion of the evaluation generally contains:
- The institution's CRA rating
- A description of the financial institution
- A description of the financial institution's assessment area
- Conclusions about the institution's CRA performance, including the facts, data, and analyses that were used to form such conclusions
Most Massachusetts chartered banks are also examined for compliance with the Federal CRA by the Federal Deposit Insurance Corporation and the Federal Reserve System.
| Last updated: | January 27, 2021 |
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