The State Organization Index provides an alphabetical listing of government organizations, including commissions, departments, and bureaus.
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The Division of Banks (DOB) examines licensed mortgage lenders making 50 or more home mortgage loans in the previous 2 calendar years. The DOB assess the institution's record of meeting the mortgage credit needs of its entire assessment area. This includes low and moderate-income neighborhoods, consistent with the safe and sound operation of the institution. When the examination is complete the DOB issues a rating and public evaluation.
The public portion of the evaluation generally contains:
The link provided in the 'Rating' column contains the public evaluation.
*These ratings are not, nor should they be interpreted as an assessment of the financial condition of these institutions. The assigned ratings do not represent an analysis, conclusion, or opinion of the DOB concerning the safety and soundness of these financial institutions.