Massachusetts law about flood insurance

Massachusetts laws

MGL c.175, s.102D National Flood Insurance Program

MGL c.183, s.69, Flood insurance; limits on amount of coverage required to be purchased
Prohibits creditors from requiring residential flood insurance in excess of the outstanding mortgage balance, or with a deductible of less than $5000.

Massachusetts regulations

209 CMR 57 Flood insurance

Federal laws

42 USC 4001-4129 National Flood Insurance Program

Federal regulations

44 CFR 59-80 National Flood Insurance Program

Selected case law

Matusevich v. Middlesex Mutual Assurance, 782 F.3d 56 (2015)
Discussion of what constitutes a basement

Web sources

• Flood Insurance Information, Mass. Division of Insurance
  Covers what to do in a flood, what is and isn't covered, and typical requirements when filing a claim
• The National Flood Insurance Program, FEMA
  Includes resources to estimate your flood risk and find out about insurance
• National Flood Insurance Program Laws and Regulations, FEMA
• Standard flood insurance policy forms, FEMA
  The National Flood Insurance Program (NFIP) offers three Standard Flood Insurance Policy forms. These forms provide policyholders with a description of their coverage and other important coverage information.

Print sources

Miller's Standard Insurance Policies Annotated, West/Thomson Reuters, loose-leaf

National Flood Insurance Risks and Coverage, 81 ALR Fed 2d 416

Last updated:	June 15, 2018