Massachusetts laws
MGL c.175, § 102D National flood insurance program
MGL c.183, § 69 Flood insurance; limits on amount of coverage required to be purchased
Prohibits creditors from requiring residential flood insurance in excess of the outstanding mortgage balance, or with a deductible of less than $5000.
Massachusetts regulations
209 CMR 57 Flood insurance
Federal laws
42 USC §§ 4001-4131 National Flood Insurance Program
Federal regulations
44 CFR 59-80 National Flood Insurance Program
Selected case law
Kelly v. Director, Federal Emergency Management Agency, 549 F. Supp. 8 (D. Mass. 1981)
The court ruled that state and federal courts have concurrent jurisdiction under the National Flood Insurance Act.
Matusevich v. Middlesex Mutual Assurance, 782 F.3d 56 (1st Circ. 2015)
Discussion of what constitutes a basement with respect to flood loss claim under the Standard Flood Insurance Policy.
Miller v. Macy, 526 F. Supp. 46 (D. Mass. 1981)
This case defines a continuous state or single flood within the meaning of a flood insurance policy.
Web sources
Flood assistance and insurance information, Mass. Division of Insurance
Covers who needs flood insurance, and how to file a claim.
Is my flood damage covered?, Mass. Division of Insurance
Explains what is typically covered by flood insurance.
The national flood insurance program, FEMA
Includes questions and answers about flood insurance, flood maps, and what to do in the event of a flood.
National flood insurance program laws and regulations, FEMA
Links to federal laws and regulations.
Standard flood insurance policy forms, FEMA
The National Flood Insurance Program (NFIP) offers three Standard Flood Insurance Policy forms. These forms provide policyholders with a description of their coverage and other important coverage information.
Print sources
Federal common law and preemption under national flood insurance act 42 U.S.C.A. sec. 4001 et seq., 36 ALR Fed 3d Art. 6.
Miller's standard insurance policies annotated, West/Thomson Reuters, loose-leaf
Nature and limitation of insurance coverage under national flood insurance act 42 U.S.C.A. sec. 4013, 37 ALR Fed 3d Art. 5.
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Last updated: | August 10, 2020 |
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