Date: | 02/15/2005 |
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Organization: | Division of Insurance |
Regulatory Authority: |
MGL c. 175, § 108 MGL c. 176 MGL c. 176D, § 11 MGL c. 176M |
Official Version: | Purchase the official print version |
211 CMR 146.00 provides for full and fair disclosure of the provisions of specified disease insurance policies offered for sale in Massachusetts and promotes the public interest by protecting applicants for specified disease insurance from unfair or deceptive sales and enrollment practices. 211 CMR 146.00 establishes minimum benefit levels for individual policies and minimum standards for disclosure, marketing and agent training for both individual specified disease policies and group specified disease policies that are not employment-based; it also restricts or prohibits provisions which may be misleading, confusing or contrary to the needs of the public, and prohibits coverages that are so limited in scope as to be of no substantial economic value to the insured.
Download a PDF copy of the regulation below.