- This page, 2020 Annual Meeting Guidance Letters for Banks and Credit Unions, is offered by
- Division of Banks
This is a part ofthe handbook:
Financial industry resources
This is a part ofthe handbook:
Financial industry resources
Table of Contents for the handbook, Financial industry resources
-
- Recent legal opinions
- Banks
- Credit unions
- Check cashers and sellers
- Finance agencies
- Mortgage lenders and mortgage brokers
- Foreign money transmittal agencies
- Debt collectors
- Small loan agencies
- Electronic funds transfer systems
- Consumer virtual currency
- Consumer credit cost disclosures
- Miscellaneous legal opinions of the DOB
- Decisions of the DOB and Board of Bank Incorporation
- Deposit Return Item Fee
-
- 209 CMR 18.00: Business of Debt Collectors, Student Loan Servicers, & Third Party Loan Servicers
- 209 CMR 20.00: Small loans, sales finance companies and insurance premium finance companies
- 209 CMR 26.00: Small loans regulatory board
- 209 CMR 31.00: Electronic fund transfers and establishment and operation of electronic branches
- 209 CMR 32.00: Truth in lending
- 209 CMR 33.00: Conversion by co-operative banks and savings banks from mutual to stock form
- 209 CMR 40.00: Unfair and deceptive acts and practices in consumer transactions
- 209 CMR 41.00: The licensing of mortgage loan originators
- 209 CMR 42.00: The Licensing of Mortgage Lenders and Mortgage Brokers
- 209 CMR 43.00: Audit and security requirements for credit unions
- 209 CMR 45.00: The licensing and regulation of money services businesses
- 209 CMR 46.00: Community reinvestment
- 209 CMR 48.00: Licensee record keeping
- 209 CMR 49.00: Insurance sales for banks, credit unions, and lenders
- 209 CMR 50.00: Parity with federal credit unions
- 209 CMR 53.00: Determination and documentation of borrower's interest
- 209 CMR 54.00: Mortgage lender community investment
- 209 CMR 55.00: Reverse mortgage loans
- 209 CMR 56.00: Foreclosure prevention options
- 209 CMR 57.00: Flood insurance
- 209 CMR 58.00: Credit union branching
- Regulations reserved or repealed by the DOB
- Historical information on amendments to DOB regulations
-
- 2.1-102 Insider Transactions
- 2.1-104 Branch Office Notice and Application Procedures
- 2.1-105 Emergency Temporary Closing of Banking Offices
- 2.1-106 Guidelines for “18-65” Accounts for Banks and Credit Unions
- 2.2-103 Exclusive Leases and Other Restrictive Agreements
- 2.3-102 CRA Ratings Policy
- 2.3-104 Student Bank Programs
- 2.3-106 Deposit Return Item Fees
-
- 5.1-101 Enforcement Policy for Unlicensed Entities
- 5.1-102 Experience Requirements for Mortgage Lender and Mortgage Broker Licensing; and Education Requirements for Mortgage Loan Originator Licensing
- 5.1-103 Guidance on Nontraditional Mortgage Product Risks
- 5.1-104 Statement on Subprime Mortgage Lending
- 5.1-106 Reverse Mortgage Products: Guidance for Managing Compliance and Reputation Risks
- 5.2-101 Bond Requirements for Mortgage Lenders, Mortgage Brokers and Mortgage Loan Originators
- Regulatory Bulletins repealed by the DOB
- Regulatory Bulletin Manual
-
- Industry Letter: Applicability of Third Party Loan Servicer Registration Requirement in Massachusetts
- Industry Letter: Financial Standards for Consumer Finance Money Services Businesses
- Industry Letter: Financial Standards for Check Cashers
- Industry Letter: Financial Standards for Small Loan Companies
- March 7, 2022 Industry Letter: Mortgage Servicers Participation with the Homeowner Assistance Fund (HAF)
- Industry Letter - CFPB 2021 Final Servicing Rule and The Homeowner Assistance Fund (HAF)
- Industry Letter - Dividend Approval
- Supervisory Alert Letter: Representment Issue
- Mortgage Industry Letter Regarding Financial Statements
- Guidance to Licensees and Registrants Regarding Employee Remote Work
- 2021 Annual Meeting Guidance Letters for Banks and Credit Unions
- 2020 Annual Meeting Guidance Letters for Banks and Credit Unions
- DOB Industry Guidance Re: SBA’s Paycheck Protection Program and Legal Lending Limits
- World Elder Abuse Awareness Day 2019
- April 2019: Financial Capability Month
- The scheduled discontinuance of LIBOR as a reference rate
- Exemptions for certain nonprofit entities from mortgage licensing requirements
- Applicability of mortgage loan originator licensing to individuals employed by nonprofit entities
- Cyber-threats and attacks for non-depository institutions
- Bank industry BSA self-assessment tool
- Credit union industry BSA self-assessment tool
- Self-Assessment Guide to CRA for Mortgage Lenders
- Banking for marijuana-related businesses in Massachusetts
- Unlicensed motor vehicle sales finance companies
- Parity updates for the credit union industry
- Banking regulators seek comment on proposed small institution call report
- Ransomware
- Money transfer services fraud awareness
- Non-bank ATM skimming fraud
- ATM skimming fraud
- Cybersecurity Assessments & the FFIEC Cybersecurity Assessment Tool
- Regional Mortgage Review Boards and Regional Small Business Loan Review Boards
- FFIEC Cybersecurity Assessment Tool
- Interstate branching for credit unions
- Bank Modernization for the banking industry
- Providing gifts to directors for the credit union industry
- Legal list of investments for credit unions
- Online Annual Report System filing
- Credit union sensitivity to market risk
- Participation authority for credit unions
- Changes to Massachusetts reverse mortgage counseling requirements effective August 1, 2014
- Funding of mortgage loans
- Cybersecurity resources
- Reverse Mortgage lending for banks, credit unions, and lenders
- New rules addressing Qualified Mortgages and borrower’s ability to repay
- Collection of illegal loans in Massachusetts
- Non-bank ATM customers
- Non-bank ATM customers
- Compliance with Chapter 194 of the Acts of 2012, An Act Preventing Unlawful and Unnecessary Foreclosures
- Money transmission to foreign countries by foreign transmittal agencies
- Unlicensed motor vehicle sales finance companies
- Licensing requirements for motor vehicle "leasing" companies
- Federal registration requirements under the S.A.F.E. Act for all banks, their mortgage subsidiaries, and their mortgage loan originators - Reminder
- Truth-in-Savings
- Lending authorities under Chapter 454 of the Acts of 2008
- Mortgage loan modifications
- Final subprime lending guidance, amendments to 209 CMR 42.00 and proposed Regulatory Bulletin on bond for licensed lenders and brokers
- Reduced documentation mortgage loans
- Massachusetts debt collection statutes, and its applicability to debt buyers, so called
- Mortgage loan prepayment fee limitations
- Comment on Overdraft Protection Guidance
- Trust Preferred Securities Proposal
- Refund Anticipation Loan
- Rate-lock commitments
- Money service businesses requirements - Update
- Warning for tax preparers
- USA Patriot Act
- Decedent deposits
- Subprime Lending
- List of Legal Investments
- Licensee requirements and application
- CRA for banks and credit unions
- Mortgage Lender Community Investment - CRA for mortgage lenders
2020 Annual Meeting Guidance Letters for Banks and Credit Unions
Guidance Letters for Annual Meetings for State Chartered Banks and Credit Unions
Table of Contents
Help Us Improve Mass.gov with your feedback
Thank you for your website feedback! We will use this information to improve this page.
If you would like to continue helping us improve Mass.gov, join our user panel to test new features for the site.