Guidance Letters for Annual Meetings for State Chartered Banks and Credit Unions
- This page, 2020 Annual Meeting Guidance Letters for Banks and Credit Unions, is offered by
- Division of Banks
This is a part of the handbook:
Financial industry resources
This is a part of the handbook:
Financial industry resources
Table of Contents
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- Recent legal opinions
- Banks
- Credit unions
- Check cashers and sellers
- Finance agencies
- Mortgage lenders and mortgage brokers
- Foreign money transmittal agencies
- Debt collectors
- Small loan agencies
- Student Loan Servicers
- Electronic funds transfer systems
- Consumer virtual currency
- Consumer credit cost disclosures
- Miscellaneous legal opinions of the DOB
- Decisions of the DOB and Board of Bank Incorporation
- Deposit Return Item Fee
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- 209 CMR 18.00: Business of Debt Collectors, Student Loan Servicers, & Third Party Loan Servicers
- 209 CMR 20.00: Small loans, sales finance companies and insurance premium finance companies
- 209 CMR 26.00: Small loans regulatory board
- 209 CMR 31.00: Electronic fund transfers and establishment and operation of electronic branches
- 209 CMR 32.00: Truth in lending
- 209 CMR 33.00: Conversion by co-operative banks and savings banks from mutual to stock form
- 209 CMR 40.00: Unfair and deceptive acts and practices in consumer transactions
- 209 CMR 41.00: The licensing of mortgage loan originators
- 209 CMR 42.00: The Licensing of Mortgage Lenders and Mortgage Brokers
- 209 CMR 43.00: Audit and security requirements for credit unions
- 209 CMR 45.00: The licensing and regulation of money services businesses
- 209 CMR 46.00: Community reinvestment
- 209 CMR 48.00: Licensee record keeping
- 209 CMR 49.00: Insurance sales for banks, credit unions, and lenders
- 209 CMR 50.00: Parity with federal credit unions
- 209 CMR 53.00: Determination and documentation of borrower's interest
- 209 CMR 54.00: Mortgage lender community investment
- 209 CMR 55.00: Reverse mortgage loans
- 209 CMR 56.00: Foreclosure prevention options
- 209 CMR 57.00: Flood insurance
- 209 CMR 58.00: Credit union branching
- Regulations reserved or repealed by the DOB
- Historical information on amendments to DOB regulations
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- 2.1-102 Insider Transactions
- 2.1-104 Branch Office Notice and Application Procedures
- 2.1-105 Emergency Temporary Closing of Banking Offices
- 2.1-106 Guidelines for “18-65” Accounts for Banks and Credit Unions
- 2.2-103 Exclusive Leases and Other Restrictive Agreements
- 2.3-102 CRA Ratings Policy
- 2.3-104 Student Bank Programs
- 2.3-106 Deposit Return Item Fees
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- 5.1-101 Enforcement Policy for Unlicensed Entities
- 5.1-102 Experience Requirements for Mortgage Lender and Mortgage Broker Licensing; and Education Requirements for Mortgage Loan Originator Licensing
- 5.1-103 Guidance on Nontraditional Mortgage Product Risks
- 5.1-104 Statement on Subprime Mortgage Lending
- 5.1-106 Reverse Mortgage Products: Guidance for Managing Compliance and Reputation Risks
- 5.2-101 Bond Requirements for Mortgage Lenders, Mortgage Brokers and Mortgage Loan Originators
- Regulatory Bulletins repealed by the DOB
- Regulatory Bulletin Manual
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- Industry Letter: Applicability of Third Party Loan Servicer Registration Requirement in Massachusetts
- Industry Letter: Financial Standards for Consumer Finance Money Services Businesses
- Industry Letter: Financial Standards for Check Cashers
- Industry Letter: Financial Standards for Small Loan Companies
- March 7, 2022 Industry Letter: Mortgage Servicers Participation with the Homeowner Assistance Fund (HAF)
- Industry Letter - CFPB 2021 Final Servicing Rule and The Homeowner Assistance Fund (HAF)
- Industry Letter - Dividend Approval
- Supervisory Alert Letter: Representment Issue
- Mortgage Industry Letter Regarding Financial Statements
- Guidance to Licensees and Registrants Regarding Employee Remote Work
- 2021 Annual Meeting Guidance Letters for Banks and Credit Unions
- 2020 Annual Meeting Guidance Letters for Banks and Credit Unions
- DOB Industry Guidance Re: SBA’s Paycheck Protection Program and Legal Lending Limits
- April 2019: Financial Capability Month
- The scheduled discontinuance of LIBOR as a reference rate
- Exemptions for certain nonprofit entities from mortgage licensing requirements
- Applicability of mortgage loan originator licensing to individuals employed by nonprofit entities
- Cyber-threats and attacks for non-depository institutions
- Bank industry BSA self-assessment tool
- Credit union industry BSA self-assessment tool
- Self-Assessment Guide to CRA for Mortgage Lenders
- Banking for marijuana-related businesses in Massachusetts
- Unlicensed motor vehicle sales finance companies
- Parity updates for the credit union industry
- Banking regulators seek comment on proposed small institution call report
- Ransomware
- Money transfer services fraud awareness
- Non-bank ATM skimming fraud
- ATM skimming fraud
- Cybersecurity Assessments & the FFIEC Cybersecurity Assessment Tool
- Regional Mortgage Review Boards and Regional Small Business Loan Review Boards
- FFIEC Cybersecurity Assessment Tool
- Interstate branching for credit unions
- Bank Modernization for the banking industry
- Providing gifts to directors for the credit union industry
- Legal list of investments for credit unions
- Online Annual Report System filing
- Credit union sensitivity to market risk
- Participation authority for credit unions
- Changes to Massachusetts reverse mortgage counseling requirements effective August 1, 2014
- Funding of mortgage loans
- Cybersecurity resources
- Reverse Mortgage lending for banks, credit unions, and lenders
- New rules addressing Qualified Mortgages and borrower’s ability to repay
- Collection of illegal loans in Massachusetts
- Non-bank ATM customers
- Non-bank ATM customers
- Compliance with Chapter 194 of the Acts of 2012, An Act Preventing Unlawful and Unnecessary Foreclosures
- Money transmission to foreign countries by foreign transmittal agencies
- Unlicensed motor vehicle sales finance companies
- Licensing requirements for motor vehicle "leasing" companies
- Federal registration requirements under the S.A.F.E. Act for all banks, their mortgage subsidiaries, and their mortgage loan originators - Reminder
- Truth-in-Savings
- Lending authorities under Chapter 454 of the Acts of 2008
- Mortgage loan modifications
- Final subprime lending guidance, amendments to 209 CMR 42.00 and proposed Regulatory Bulletin on bond for licensed lenders and brokers
- Reduced documentation mortgage loans
- Massachusetts debt collection statutes, and its applicability to debt buyers, so called
- Mortgage loan prepayment fee limitations
- Comment on Overdraft Protection Guidance
- Trust Preferred Securities Proposal
- Refund Anticipation Loan
- Rate-lock commitments
- Money service businesses requirements - Update
- Warning for tax preparers
- USA Patriot Act
- Decedent deposits
- Subprime Lending
- List of Legal Investments
- Licensee requirements and application
- CRA for banks and credit unions
- Mortgage Lender Community Investment - CRA for mortgage lenders
2020 Annual Meeting Guidance Letters for Banks and Credit Unions
Table of Contents
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