2019 Selected Opinions
- Selected Opinion 19-003
- Clarification on Vendor Single-Interest Insurance (VSI) – October 15, 2019
- Selected Opinion 19-005
- Does providing the specified products and services, as described, require a foreign transmittal agency license – September 26, 2019
- Selected Opinion 19-004
- Do payment processing services using the ACH network, as described, require a foreign transmittal agency license - August 13, 2019
- Selected Opinion 19-001
- Request for interpretation of MGL chapter 167I, section 14 governing changes in control of Massachusetts stock banks – June 5, 2019
2018 Selected Opinions
- Selected Opinion 18-006
- Do business activities, as described, require a debt collector license - December 13, 2018
- Selected Opinion 18-005
- DOB licensure requirement for the servicing activity of commercial transactions, as described – September 4, 2018
- Selected Opinion 18-004
- Mortgage brokers preparing and providing certain disclosures required under MGL c. 140D and TRID – August 6, 2018
- Selected Opinion 18-003
- DOB licensure requirement for activities, as described, for purchase, sale and exchange of virtual currency – June 14, 2018
- Selected Opinion 18-002
- DOB licensure requirement for business activities involving the sale of cryptocurrency, as described – March 9, 2018
2017 Selected Opinions
- Selected Opinion 17-003
- Small loan licensing requirement for licensed motor vehicle sales finance company financing “negative equity” as part of motor vehicle sales finance contract – January 8, 2018
- Selected Opinion 17-009
- Licensing requirement for an entity operating a mobile application that facilitates payments between homeowners and home improvement contractors – December 19, 2017
- Selected Opinion 17-005
- Does acquiring a mortgage as a result of a defective foreclosure require a debt collector license – October 24, 2017
- Selected Opinion 17-007
- Does the business of selling and buying bitcoin through kiosks require licensure by the Division – October 24, 2017
- Selected Opinion 17-008
- Can a service fee be charged by third party payment processor for payments by credit card for insurance premium payments – October 24, 2017
- Selected Opinion 17-001
- The use of professional employer organization services - May 10, 2017