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Decisions of the Division of Banks and Board of Bank Incorporation

The Division of Banks (DOB) publishes decisions as part of an ongoing effort to continue to improve communication with those in the financial services industry. Through these decisions, we offer perspective on current issues and questions in the financial services industry.

Table of Contents

2024

  • Decision of December 5, 2024
    • Decision on the Applications Relative to the Reorganization into a Mutual Holding Company by Eagle Bank, Everett, Massachusetts 
  • Decision of September 3, 2024
    • Decision Relative to the Merger of Abington Bank, Abington, Massachusetts with and into North Shore Bank, a Co-operative Bank, Peabody, Massachusetts 
  • Decision of May 13, 2024
    • Decision Relative to the Merger of Cambridge Trust Company, Cambridge, Massachusetts with and into Eastern Bank, Boston, Massachusetts 
  • Decision of May 13, 2024
    • Decision Relative to the Petition of Eastern Bankshares, Inc., Boston, Massachusetts to acquire Cambridge Bancorp, Cambridge, Massachusetts
  • Decision of March 12, 2024
    • Decision Relative to the Application of Mutual Bancorp, Hyannis, Massachusetts to acquire Fidelity Mutual Holding Company and Life Design Holding Company, Leominster, Massachusetts

2023

  • Decision of December 22, 2023
    • Decision on the Applications Relative to the Reorganization into a Mutual Holding Company by North Easton Savings Bank, South Easton, Massachusetts
  • Decision of November 20, 2023
    • Decision Relative to the Application of 1831 Bancorp, MHC, and 1831 Bancorp, Inc., Dedham, Massachusetts to acquire South Shore Bancorp, MHC, and South Shore Bancorp, Inc. Weymouth, Massachusetts
  • Decision of June 26, 2023
    • Decision Relative to the Application of Newburyport Five Cents Bancorp, MHC, and Newburyport Five Cents Bancorp, Inc., Newburyport, Massachusetts to acquire Pentucket Bank Holdings, MHC and Pentucket Bancorp, Inc., Haverhill, Massachusetts

2022

  • Decision of December 15, 2022
    • Decision on the Applications Relative to the Reorganization into a Mutual Holding Company by Institution for Savings in Newburyport and its Vicinity, Newburyport, Massachusetts
  • Decision of November 28, 2022
    • Decision Relative to the Merger of Foxboro Federal Savings, Foxboro, Massachusetts with and into Norwood Co-operative Bank, Norwood, Massachusetts
  • Decision of October 31, 2022
    • Decision Relative to the Application of Brookline Bancorp, Inc., Boston, Massachusetts to acquire PCSB Financial Corporation, Yorktown Heights, New York
  • Decision of September 27, 2022
    • Decision Relative to the Merger of Northmark Bank, North Andover, Massachusetts with and into Cambridge Trust Company, Cambridge, Massachusetts
  • Decision of September 26, 2022
    • Decision Relative to the Merger of Envision Bank, Randolph, Massachusetts with and into Abington Bank, Abington, Massachusetts
  • Decision of July 26, 2022
    • Decision Relative to the Merger of Patriot Community Bank, Woburn, Massachusetts with and into East Cambridge Savings Bank, Cambridge, Massachusetts
  • Decision of June 28, 2022
    • Decision establishing certain maximum dishonored check fees at Massachusetts state-chartered institutions

2021

  • Decision of November 5, 2021
    • Decision Relative to the Merger of East Boston Savings Bank, East Boston, Massachusetts with and into Rockland Trust Company, Rockland, Massachusetts
  • Decision of October 22, 2021
    • Decision Relative to the Reorganization into a Mutual Holding Company by Adams Community Bank, Adams, Massachusetts
  • Decision of October 19, 2021
    • Decision Relative to the Reorganization into a Mutual Holding Company by North Brookfield Savings Bank, North Brookfield, Massachusetts
  • Decision of September 3, 2021
    • Decision Relative to the Merger of Century Bank and Trust Company, Medford, Massachusetts with and into Eastern Bank, Boston, Massachusetts
  • Decision of June 29, 2021
    • Decision Relative to the Merger of Boston Private Bank & Trust Company, Boston, Massachusetts with and into Silicon Valley Bank, Santa Clara, California
  • Decision of June 28, 2021
    • Decision establishing certain maximum dishonored check fees at Massachusetts state-chartered institutions
  • Decision of February 23, 2021
    • Decision on the Reorganization into a Mutual Holding Company by Martha’s Vineyard Savings Bank, Edgartown, Massachusetts

2020

  • Decision of September 23, 2020
    • Decision Relative to the Reorganization into a Mutual Holding Company by Haverhill Bank, Haverhill, Massachusetts
  • Decision of July 8, 2020
    • Decision Relative to the Merger of Freedom National Bank, Greenville, Rhode Island with and into Bristol County Savings Bank, Taunton, Massachusetts
  • Decision of June 15, 2020
    • Decision establishing certain maximum dishonored check fees at Massachusetts state-chartered institutions
  • Decision of May 22, 2020
    • Decision Relative to the Merger of Melrose Bank, Melrose, Massachusetts with and into Cambridge Savings Bank, Cambridge, Massachusetts
  • Decision of May 15, 2020
    • Decision Relative to the Merger of Wellesley Bank, Wellesley, Massachusetts with and into Cambridge Trust Company, Cambridge, Massachusetts
  • Decision of April 22, 2020
    • Decision Relative to the Merger of Mansfield Co-operative Bank, Mansfield, Massachusetts With and Into Bridgewater Savings Bank, Raynham, Massachusetts
  • Decision of March 12, 2020
    • Decision Relative to the Merger of The Co-operative Central Bank with and into the Depositors Insurance Fund

2019

  • Decision of December 19, 2019
    • Decision Relative to the Merger of First Ipswich Bank, Ipswich, Massachusetts with and into Brookline Bank, Brookline, Massachusetts
  • Decision of December 17, 2019
    • Decision Relative to the Merger of Family Federal Savings, F.A., Fitchburg, Massachusetts with and into Fidelity Co-operative Bank, Fitchburg, Massachusetts
  • Decision of December 5, 2019
    • Decision on the  Applications Relative to the Reorganization into a Mutual Holding Company by Needham Bank, Needham, Massachusetts
  • Decision of October 3, 2019
    • Decision relative to the merger of Millbury Savings Bank, Millbury, Massachusetts with and into Hometown Bank, Oxford, Massachusetts
  • Decision of August 20, 2019
    • Decision relative to the merger of Beverly Bank, Beverly Massachusetts with and into North Shore Bank, a Co-operative Bank, Peabody, Massachusetts
  • Decision of June 18, 2019
    • Decision establishing certain maximum dishonored check fees at Massachusetts state-chartered institutions
  • Decision of May 14, 2019
    • Decision relative to the merger of Abington Bank, Abington, Massachusetts with and into Pilgrim Bank, Cohasset, Massachusetts
  • Decision of May 8, 2019
    • Decision relative to the merger of Savings Institute Bank and Trust Company, Willimantic, Connecticut with and into Berkshire Bank, Pittsfield, Massachusetts
  • Decision of April 4, 2019
    • Decision relative to the merger of Optima Bank & Trust Company, Portsmouth, New Hampshire with and into Cambridge Trust Company, Cambridge, Massachusetts
  • Decision of March 26, 2019
    • Decision relative to the merger of Blue Hills Bank, Hyde Park, Massachusetts with and into Rockland Trust Company, Rockland, Massachusetts
  • Decision of March 25, 2019
    • Decision relative to the merger of Mutual Bank, Whitman, Massachusetts with and into North Easton Savings Bank, South Easton, Massachusetts
  • Decision of March 14, 2019
    • Decision relative to the merger of Coastal Heritage Bank, Weymouth, Massachusetts with and into Equitable Bank, East Weymouth, Massachusetts
  • Decision of March 13, 2019
    • Decision relative to the merger of Belmont Savings Bank, Belmont, Massachusetts with and into People’s United Bank, National Association, Bridgeport, Connecticut
  • Decision of January 24, 2019
    • Decision relative to the application of Hometown Financial Group, MHC and Hometown Financial Group, Inc., Easthampton, Massachusetts to acquire Pilgrim Bancshares, Inc., Cohasset, Massachusetts

2018

  • Decision of November 26, 2018
    • Decision relative to the merger of The First National Bank of Suffield, Suffield, Connecticut with and into PeoplesBank, Holyoke, Massachusetts
  • Decision of November 8, 2018
    • Decision on the Petition to Establish New Valley Bank & Trust in Springfield, Massachusetts
  • Decision of November 8, 2018
    • Decision Relative to the Merger of The Milford National Bank and Trust Company, Milford Massachusetts with and into Rockland Trust Company, Rockland, Massachusetts
  • Decision of September 25, 2018
    • Decision relative to the conversion of Merrimack Valley Federal Credit Union to a state charter
  • Decision of September 10, 2018
    • Decision relative to the merger of Coastway Community Bank, Providence, Rhode Island with and into HarborOne Bank, Brockton, Massachusetts
  • Decision of August 7, 2018
    • Decision relative to the merger of Sage Bank, Lowell, Massachusetts with and into Salem Five Cents Savings Bank, Salem, Massachusetts
  • Decision of May 31, 2018
    • Decision establishing certain maximum dishonored check fees at Massachusetts state-chartered institutions
  • Decision of March 2, 2018
    • Decision relative to the merger of Colonial Co-operative Bank, Gardner, Massachusetts with and into Fidelity Co-operative Bank, Fitchburg, Massachusetts
  • Decision of February 21, 2018
    • Decision relative to the merger of First Commons Bank, N.A.., Newton Centre, Massachusetts with and into Brookline Bank, Brookline, Massachusetts

2017

  • Decision of December 20, 2017
    • Decision of the applications relative to the reorganization into a mutual holding company by Dedham Institution for Savings, Dedham, Massachusets
  • Decision of December 15, 2017
    • Decision relative to the merger of Meetinghouse Bank, Dorchester, Massachusetts with and into East Boston Savings Bank
  • Decision of October 12, 2017
    • Decision relative to the merger of The Braintree Co-operative Bank, Braintree, Massachusetts with and into South Shore Bank, Weymouth, Massachusetts
  • Decision of October 2, 2017
    • Decision relative to the merger of Commerce Bank & Trust Company, Worcester, Massachusetts with and into Berkshire Bank, Pittsfield, Massachusetts
  • Decision of August 14, 2017
    • Decision relative to the merger of Avon Co-operative Bank, Avon, Massachusetts with and into Abington Bank, Abington Massachusetts
  • Decision of June 6, 2017
    • Decision relative to the merger of Southbridge Savings Bank, Southbridge, Massachusetts with and into Spencer Savings Bank, Spencer, Massachusetts
  • Decision of May 24, 2017
    • Decision establishing certain maximum dishonored check fees at Massachusetts state-chartered institutions
  • Decision of May 9, 2017
    • Decision relative to the merger of Georgetown Bank, Georgetown Massachusetts with and into Salem Five Cents Savings Bank, Salem, Massachusetts
  • Decision of April 25, 2017
    • Decision relative to the merger of Edgartown National Bank, Edgartown, Massachusetts with and into Rockland Trust Company, Rockland, Massachusetts
  • Decision of March 7, 2017
    • Decision relative to the merger of Holbrook Co-operative Bank, Holbrook, Massachusetts with and into Abington Bank, Abington, Massachusetts
  • Decision of January 30, 2017
    • Decision relative to the merger of North Middlesex Savings Bank, Ayer, Massachusetts with and into Marlborough Savings Bank, Marlborough, Massachusetts

2016

  • Decision of November 29, 2016
    • Decision relative to the merger of First Choice Bank, Lawrenceville, New Jersey with and into Berkshire Bank, Pittsfield, Massachusetts
  • Decision of October 19, 2016
    • Decision relative to the application of Westfield Financial, Inc, Westfield, Massachusetts to acquire Chicopee Bancorp, Inc., Chicopee, Massachusetts
  • Decision of October 14, 2016
    • Decision relative to the merger of Bank of Cape Cod, Hyannis, Massachusetts with and into Rockland Trust Company, Rockland, Massachusetts
  • Decision of September 23, 2016
    • Decision relative to the establishment of State Street Global Advisors Trust Company, a limited purpose trust company
  • Decision of July 14, 2016
    • Decision relative to the merger of Equitable Co-operative Bank, Lynn, Massachusetts with and into Weymouth Bank, East Weymouth, Massachusetts
  • Decision of June 29, 2016
    • Decision relative to the merger of First Federal Savings Bank of Boston, Andover, Massachusetts with and into Randolph Savings Bank, Randolph, Massachusetts 
  • Decision of May 19, 2016
    • Decision relative to the application of Spencer MHC and its mid-tier subsidiary, Spencer Mid-Tier Holding Company, Spencer, Massachusetts to become bank holding companies
  • Decision of May 3, 2016
    • Decision establishing certain maximum dishonored check fees at Massachusetts state-chartered institutions
  • Decision of February 25, 2016
    • Decision relative to the application of ESB Bancorp, MHC and its mid-tier subsidiary, ESB Bancorp, Inc., Easthampton, Massachusetts, to become bank holding companies
  • Decision of February 5, 2016
    • Decision relative to the merger of Barre Savings Bank, Barre, Massachusetts with and into Fidelity Co-operative Bank, Fitchburg, Massachusetts 

2015

  • Decision of November 16, 2015
    • Decision relative to the merger of Scituate Federal Savings Bank, Scituate, Massachusetts with and into Coastal Heritage Bank, Weymouth, Massachusetts
  • Decision of November 3, 2015
    • Decision relative to the merger of NUVO Bank & Trust Company, Springfield, Massachusetts with and into Merchants Bank, South Burlington, Vermont
  • Decision of September 28, 2015
    • Decision relative to the merger of Merrimac Savings Bank, Merrimac, Massachusetts with and into North Shore Bank, a Co-operative Bank, Peabody, Massachusetts
  • Decision of September 18, 2015
    • Decision relative to the application of Adams Community Bank, Adams, Massachusetts to acquire the assets and assume liabilities of Lenox National Bank, Lenox, Massachusetts
  • Decision of July 10, 2015
    • Decision relative to the application of Wessagussett Mutual Holding Company and its mid-tier subsidiary, Wessagussett Bancorp, Inc., East Weymouth, Massachusetts to become bank holding companies through the acquisition of Equitable Bancorp MHC, and its mid-tier subsidiary, Equitable Bancorp, Inc., Lynn, Massachusetts and its subsidiary bank, Equitable Co-Operative Bank, Lynn Massachusetts
  • Decision of June 25, 2015
    • Decision relative to the merger of The Citizens National Bank, Putnam, Connecticut with and into Easthampton Savings Bank, Easthampton, Massachusetts
  • Decision of May 1, 2015
    • Decision establishing certain maximum dishonored check fees at Massachusetts state-chartered institutions
  • Decision of April 13, 2015
    • Decision relative to the application of Berkshire Bank, Pittsfield, Massachusetts to merge with Hampden Bank, Springfield, Massachusetts
  • Decision of April 13, 2015
    • Decision relative to the petition of Berkshire Hill Bancorp, Inc., Pittsfield, Massachusetts to acquire Hampden Bancorp, Inc., Springfield, Massachusetts
  • Decision of February 17, 2015
    • Decision relative to the merger of Northampton Co-operative Bank, Northampton, Massachusetts with and into Greenfield Co-operative Bank, Greenfield, Massachusetts
  • Decision of February 12, 2015
    • Decision relative to the merger of Chelsea Bank, Chelsea, Massachusetts with and into East Cambridge Savings Bank, Cambridge, Massachusetts
  • Decision of January 20, 2015
    • Decision relative to the petition of Independent Bank Corp., Hanover, Massachusetts to acquire Peoples Federal Bancshares, Inc., Brighton, Massachusetts
  • Decision of January 20, 2015
    • Decision relative to the merger of Peoples Federal Savings Bank, Brighton, Massachusetts with and into Rockland Trust Company, Rockland, Massachusetts

2014

  • Decision of November 13, 2014
    • Decision relative to the merger of Granite Savings Bank, Rockport, Massachusetts with and into Cape Ann Savings Bank, Gloucester, Massachusetts
  • Decision of October 6, 2014
    • Decision relative to the merger of Centrix Bank & Trust, Bedford, New Hampshire with and into Eastern Bank, Boston, Massachusetts
  • Decision of October 6, 2014
    • Decision relative to the petition of Eastern Bank Corporation, Boston, Massachusetts to acquire Centrix Bank & Trust, Bedford, New Hampshire
  • Decision of August 20, 2014
    • Decision relative to the application of Institution for Savings in Newburyport and its Vicinity, Newburyport, Massachusetts to acquire assets and assume liabilities of Rockport National Bank, Rockport, Massachusetts
  • Decision of August 20, 2014
    • Decision relative to the petition of Institution for Savings in Newburyport and its Vicinity, Newburyport, Massachusetts to acquire Rockport National Bancorp, Inc., Rockport, Massachusetts
  • Decision of June 25, 2014
    • Decision relative to the merger of Berkshire Bank Municipal Bank, Albany, New York with and into Berkshire Bank, Pittsfield, Massachusetts
  • Decision of June 12, 2014
    • Decision relative to the merger of Saugusbank, a Co-operative Bank, Saugus, Massachusetts with and into North Shore Bank, a Co-Operative Bank, Peabody, Massachusetts
  • Decision of May 9, 2014
    • Decision relative to the merger of Familyfirst Bank, Ware, Massachusetts with and into North Brookfield Savings Bank, North Brookfield, Massachusetts
  • Decision of April 4, 2014
    • Decision establishing certain maximum dishonored check fees at Massachusetts state-chartered institutions
  • Decision of March 27, 2014
    • Decision relative to the petition of Rockville Financial, Inc., Rockville, Connecticut to acquire United Financial Bancorp, Inc., West Springfield, Massachusetts

2013

  • Decision of November 4, 2013
    • Decision relative to the application of Mayflower Co-operative Bank, Middleborough, Massachusetts to merge with Rockland Trust Company, Rockland, Massachusetts
  • Decision of November 4, 2013
    • Decision relative to the petition of Independent Bank Corp., Hanover, Massachusetts to acquire Mayflower Bancorp, Inc., Middleborough, Massachusetts
  • Decision of September 20, 2013
    • Decision relative to the conversion of Mutual Federal Savings Bank of Plymouth County, Whitman, Massachusetts to a state charter
  • Decision of August 29, 2013
    • Decision relative to the merger of Stoneham Savings Bank, Stoneham, Massachusetts with and into Salem Five Cents Savings Bank, Salem, Massachusetts
  • Decision of July 8, 2013
    • Decision relative to the merger of South Coastal Bank, Rockland, Massachusetts with and into Hoosac Bank, North Adams, Massachusetts

2012

  • Decision of December 19, 2012
    • Decision establishing certain maximum dishonored check fees at Massachusetts state-chartered institutions
  • Decision of November 28, 2012
    • Decision relative to the merger of The Community Bank, a Massachusetts Co-operative Bank, Brockton, Massachusetts with and into Eastern Bank, Boston, Massachusetts
  • Decision of November 28, 2012
    • Decision relative to the petition of Eastern Bank Corporation, Boston, Massachusetts to acquire Campello Bancorp, Brockton, Massachusetts
  • Decision of November 13, 2012
    • Decision relative to the petition of United Financial Bancorp, Inc., West Springfield, Massachusetts to acquire New England Bancshares, Inc., Enfield, Connecticut
  • Decision of October 12, 2012
    • Decision relative to the petition of Berkshire Hills Bancorp, Inc., Pittsfield, Massachusetts to acquire Beacon Federal Bancorp, Inc., East Syracuse, New York
  • Decision of October 12, 2012
    • Decision relative to the merger of Beacon Federal, East Syracuse, New York with and into Berkshire Bank, Pittsfield, Massachusetts
  • Decision of October 12, 2012
    • Decision relative to the petition of Independent Bank Corp., Rockland, Massachusetts to acquire Central Bancorp, Inc., Somerville, Massachusetts
  • Decision of October 12, 2012
    • Decision relative to the merger of Central Co-operative Bank, Somerville, Massachusetts with and into Rockland Trust Company, Rockland, Massachusetts
  • Decision of July 31, 2012
    • Decision relative to the merger of Mercantile Bank and Trust Company, Boston, Massachusetts with and into Commerce Bank & Trust Company, Worcester, Massachusetts
  • Decision of July 31, 2012
    • Decision relative to the petition of Commerce Bancshares Corp., Worcester, Massachusetts to acquire Mercantile Capital Corporation, Boston, Massachusetts
  • Decision of June 11, 2012
    • Decision relative to the conversion of Brookline Bank, Brookline, Massachusetts to a state charter
  • Decision of June 11, 2012
    • Decision relative to the merger of Natick Federal Savings Bank, Natick, Massachusetts with and into Framingham Co-operative Bank, Framingham, Massachusetts
  • Decision of June 11, 2012
    • Decision relative to the conversion of The First National Bank of Ipswich, Ipswich, Massachusetts to a Massachusetts state charter
  • Decision of April 18, 2012
    • Decision relative to the petition of Berkshire Hills Bancorp, Inc., Pittsfield, Massachusetts to acquire the Connecticut Bank and Trust Company, Hartford, Connecticut
  • Decision of April 18, 2012
    • Decision relative to the merger of The Connecticut Bank and Trust Company, Hartford, Connecticut with and into Berkshire Bank, Pittsfield, Massachusetts
  • Decision of March 29, 2012
    • Decision relative to the merger of Williamstown Savings Bank, Williamstown, Massachusetts with and into Hoosac Bank, North Adams, Massachusetts
  • Decision of January 13, 2012
    • Decision relative to the application of Salem Five Bancorp, Salem, Massachusetts to acquire Stoneham Bancorp, MHC (in formation), and Stoneham Savings Bank, Stoneham, Massachusetts
  • Decision of January 13, 2102
    • Decision on the applications relative to the reorganization into a mutual holding company by Stoneham Savings Bank, Stoneham, Massachusetts

2011

  • Decision of November 30, 2011
    • Decision relative to the merger of Economy Co-operative Bank, Merrimac, Massachusetts with and into Haverhill Bank, Haverhill, Massachusetts
  • Decision of November 30, 2011
    • Decision relative to the merger of Adams Co-operative Bank, Adams, Massachusetts with and into South Adams Savings Bank, Adams, Massachusetts
  • Decision of September 30, 2011
    • Decision relative to the petition of Brookline Bancorp, Inc., Brookline, Massachusetts to acquire Bancorp Rhode Island, Inc., Providence, Rhode Island
  • Decision of August 31, 2011
    • Decision establishing certain maximum dishonored check fees at Massachusetts state-chartered institutions
  • Decision of July 19, 2011
    • Decision relative to the merger of Legacy Banks, Pittsfield, Massachusetts with and into Berkshire Bank, Pittsfield, Massachusetts
  • Decision of July 19, 2011
    • Decision relative to the petition of Berkshire hills Bancorp, Inc., Pittsfield, Massachusetts to acquire Legacy Bancorp, Inc., Pittsfield, Massachusetts  
  • Decision of June 27, 2011
    • Decision relative to the merger of Danversbank, Danvers, Massachusetts with and into People's United Bank, Bridgeport, Connecticut
  • Decision of June 27, 2011
    • Decision relative to the petition of People's United Financial, Inc., Bridgeport, Connecticut to acquire Danvers Bancorp, Inc., Danvers, Massachusetts
  • Decision of March 28, 2011
    • Decision relative to the petition of Berkshire Hills Bancorp, Inc., Pittsfield, Massachusetts to acquire Rome Bancorp, Inc., Rome, New York
  • Decision of March 28, 2011
    • Decision relative to the merger of the Rome Savings Bank, Rome, New York with and into Berkshire Bank, Pittsfield, Massachusetts
  • Decision of March 25, 2011
    • Decision relative to the mergers of Borel Private Bank & Trust Company, San Mateo, California First Private Bank & Trust, Encino, California Charter Private Bank, Bellevue, Washington with and into Boston Private Bank & Trust Company, Boston, Massachusetts
  • Decision of February 28, 2011
    • Decision relative to the merger of Athol-Clinton Co-operative Bank, Athol, Massachusetts with and into Hometown Bank, a Co-operative Bank, Webster, Massachusetts
  • Decision of January 18, 2011
    • Decision relative to the petition of Brookline Bancorp, Inc., Brookline, Massachusetts to acquire First Ipswich Bancorp, Ipswich, Massachusetts

2010

  • Decision of November 9, 2010
    • Decision relative to the petition of Eastern bank Corporation, Boston, Massachusetts to acquire Wainwright Bank & Trust Company, Boston, Massachusetts
  • Decision of November 9, 2010
    • Decision relative to the merger of Wainwright Bank & Trust Company, Boston, Massachusetts with and into Eastern Bank Corporation, Boston, Massachusetts
  • Decision of November 9, 2010
    • Decision relative to the petition of People's United Financial, Inc., Bridgeport, Connecticut to acquire LSB Corporation, North Andover, Massachusetts
  • Decision of November 9, 2010
    • Decision relative to the merger of River Bank, North Andover, Massachusetts with and into People's United Bank, Bridgeport, Connecticut
  • Decision of November 30, 2010
    • Decision relative to the merger of Bank of Fall River, a Co-operative Bank, Fall River Massachusetts with and into Citizens-Union Savings Bank, Fall River, Massachusetts
  • Decision of June 30, 2010
    • In the matter of New England Bancorp, Inc., petition to acquire the capital stock of Bank of Cape Cod, Hyannis, Massachusetts
  • Decision of February 25, 2010
    • Decision establishing certain maximum dishonored check fees at Massachusetts state-chartered institutions

2009

  •  Decision of December 14, 2009
    • Decision relative to the merger of East Bridgewater Savings Bank, East Bridgewater, Massachusetts with and into Bridgewater Savings Bank, Raynham, Massachusetts
  • Decision of October 29, 2009
    • Decision relative to the merger of Mt. Washington Co-operative Bank, South Boston, Massachusetts with and into East Boston Savings Bank, East Boston, Massachusetts
  • Decision of October 29, 2009
    • Decision relative to the petition of Danvers Bancorp, Inc., to acquire Beverly National Corporation, Beverly, Massachusetts
  • Decision of October 29, 2009
    • Decision relative to the application of Danversbank, Danvers, Massachusetts to merge with Beverly National Bank, Beverly, Massachusetts
  • Decision of June 26, 2009
    • Decision relative to the application of Middlesex Bancorp, MHC, Natick, Massachusetts to acquire Service Bancorp, MHC, Service Bancorp, Inc., and Strata Bank, Medway, Massachusetts
  • Decision of June 26, 2009
    • Decision relative to the merger of Strata bank, Medway, Massachusetts with and into Middlesex Savings Bank, Natick, Massachusetts
  • Decision of April 24, 2009
    • Decision relative to the application of Putnam Fiduciary Trust Company, New Hampshire to merge with Putnam Fiduciary Trust Company, Boston, Massachusetts in a multi-step transaction
  • Decision of April 24, 2009
    • Decision relative to the petition of Power Corporation of Canada and Power Financial Corporation, Montreal, Quebec, Canada to acquire Putnam Fiduciary Trust Company, New Hampshire
  • Decision of April 9, 2009
    • Decision relative to the petition of Independent Bank Corp., Rockland, Massachusetts to acquire Benjamin Franklin Bancorp, Inc., Franklin, Massachusetts
  • Decision of April 9, 2009
    • Decision relative to the application of Rockland Trust Company, Rockland, Massachusetts to merge with Benjamin Franklin Bank, Franklin, Massachusetts
  • Decision of January 28, 2009
    • In the matter of Lowell Co-operative Bank, Lowell, Massachusetts application for approval of a supervisory conversion from a mutual co-operative bank to a stock co-operative bank

2008

  • Decision of December 16, 2008
    • Decision establishing certain maximum dishonored check fees at Massachusetts state-chartered institutions
  • Decision of November 20, 2008
    • Decision relative to the merger of Northeast Community Credit Union, Haverhill, Massachusetts with and into Haverhill Bank, Haverhill, Massachusetts
  • Decision of November 19, 2008
    • Decision relative to the merger of the Commonwealth Co-operative Bank, Boston, Massachusetts with and into Hyde Park Co-operative Bank, Hyde Park, Massachusetts
  • Decision of October 17, 2008
    • Decision relative to the merger of Marlborough Co-operative Bank, Marlborough, Massachusetts with and into Butler Bank, Lowell, Massachusetts
  • Decision of August 15, 2008
    • Decision relative to the petition of Eastern Bank Corporation, Boston, Massachusetts to acquire Massbank Corp., Reading, Massachusetts
  • Decision of August 15, 2008
    • Decision relative to the application of Eastern Bank, Boston, Massachusetts to merge with Massbank, Reading, Massachusetts
  • Decision of August 12, 2008
    • Decision relative to the merger of Lafayette Federal Savings Bank, Fall River, Massachusetts with and into Mechanics' Co-operative Bank, Taunton, Massachusetts
  • Decision of July 18, 2008
    • Decision on the applications relative to the reorganization into a mutual holding company by Greenfield Co-operative Bank, Greenfield, Massachusetts
  • Decision of July 18, 2008
    • Decision on the applications relative to the reorganization into a mutual holding company by Southbridge Savings Bank, Southbridge, Massachusetts
  • Decision of July 17, 2008
    • Decision on the application relative to the reorganization into a mutual holding company by Hyde Park Savings Bank, Hype Park, Massachusetts
  • Decision of July 17, 2008
    • Decision on the applications relative to the reorganization into a mutual holding company by Easthampton Savings Bank, Easthampton, Massachusetts
  • Decision of April 30, 2008
    • Decision relative to the merger of Roxbury-Highland Co-operative Bank, Jamaica Plain, Massachusetts with and into Mt. Washington Co-operative Bank, South Boston, Massachusetts
  • Decision of April 27, 2008
    • Decision on the petition to establish Veritas bank in Lawrence, Massachusetts
  • Decision of February 26, 2008
    • Decision relative to the petition of Independent Bank Corp., Rockland, Massachusetts to acquire Slade's Ferry Bancorp, Inc., Somerset, Massachusetts
  • Decision of February 26, 2008
    • Decision relative to the application of Rockland Trust Company, Rockland, Massachusetts to merge with Slade's Ferry Trust Company, Somerset, Massachusetts

2007

  • Decision of January 18, 2007
    • In the matter of the merger of Bankmalden, a Co-operative Bank, Malden, Massachusetts with and into Danversbank, Danvers, Massachusetts
  • Decision of February 13, 2007
    • Decision relative to the application of Lehman Brothers Bank, FSB, Wilmington, Delaware to merge with Capital Crossing Bank, Boston, Massachusetts in a multi-step transaction
  • Decision of February 13, 2007
    • Decision relative to the application of Lehman Brothers Bank, FSB, Wilmington, Delaware and certain related parties to acquire Capital Crossing Bank, Boston, Massachusetts
  • Decision of March 2, 2007
    • Decision on the applications relative to the reorganization into a mutual holding company by Bay State Savings Bank, Worcester, Massachusetts
  • Decision of March 2, 2007
    • Decision on the applications relative to the reorganization into a mutual holding company by Marlborough Savings Bank, Marlborough, Massachusetts
  • Decision of March 2, 2007
    • Decision on the applications relative to the reorganization into a mutual holding company by Spencer Savings Bank, Spencer, Massachusetts
  • Decision of March 21, 2007
    • Decision relative to the merger of Dedham Co-operative Bank, Dedham, Massachusetts with and into Needham Co-operative Bank, Needham, Massachusetts
  • Decision of April 12, 2007
    • In the matter of the merger of Ipswich Co-operative Bank, Ipswich, Massachusetts with and into Institution for Savings in Newburyport and its Vicinity, Newburyport, Massachusetts
  • Decision of April 18, 2007
    • Decision relative to the petition of Toronto-Dominion Bank, Toronto, Ontario, Canada to increase to 100% its ownership of TD Banknorth, Inc., Portland, Maine
  • Decision of April 27, 2007
    • Decision on the petition to establish Nuvo Bank and Trust Company, Springfield, Massachusetts
  • Decision of April 27, 2007
    • Decision on the petition to establish Veritas Bank in Lawrence, Massachusetts
  • Decision of May 9, 2007
    • In the matter of the merger of the Sharon Co-operative Bank, Sharon, Massachusetts with and into Eastern Bank, Boston, Massachusetts
  • Decision of May 10, 2007
    • Decision relative to the application of Butler Bancorp, MHC and its mid-tier subsidiary, Lowell, Massachusetts to become bank holding companies through the acquisition of Marlborough Bancorp, MHC and its subsidiary bank, Marlborough Co-operative Bank, Marlborough, Massachusetts
  • Decision of May 14, 2007
    • Decision relative to the application of Chittenden Corporation, Burlington, Vermont to acquire Merrill Merchants Bancshares, Inc., Bangor, Maine
  • Decision of June 1, 2007
    • Decision relative to the application of MountainOne Financial Partners, MHC and its mid-tier subsidiary, North Adams, Massachusetts to acquire South Coastal Holdings, MHC and its subsidiary bank, South Coastal Bank, Rockland, Massachusetts  
  • Decision of June 21, 2007
    • Decision relative to the petition of Boston Private Financial Holdings, Inc., Boston, Massachusetts to acquire Charter Financial Bank Corporation, Bellevue, Washington
  • Decision of June 25, 2007
    • Decision relative to the petition of Mellon Financial Corporation, Pittsburgh, Pennsylvania and the Bank of New York Company, Inc., New York, New York to merge and acquire ownership and control of Mellon Trust of New England, N.A., Boston, Massachusetts
  • Decision of June 26, 2007
    • Decision relative to the application of BankFive, MHC and its mid-tier subsidiary, BankFive Corporation, Fall River, Massachusetts to become a bank holding company through the acquisition of New Bedford Community Bancorp and its subsidiary bank, Luzo Community Bank, New Bedford, Massachusetts
  • Decision of June 26, 2007
    • Decision relative to the application of Luzo Community Bank, New Bedford, Massachusetts to merge with Fall River Five Cents Avings Bank D/B/A BankFive, Fall River, Massachusetts
  • Decision of June 26, 2007
    • Decision relative to the merger of Investors Bank & Trust Company, Boston, Massachusetts with and into State Street Bank and Trust Company, Boston, Massachusetts
  • Decision of June 26, 2007
    • Decision relative to the petition of State Street Corporation, Boston, Massachusetts to acquire ownership and control of Investors Financial Services Corporation and Investors Bank & Trust Company, Boston, Massachusetts
  • Decision of June 27, 2007
    • Decision relative to the petition of Power Corporation of Canada and Power Financial Corporation, Montreal, Quebec, Canada to acquire Putnam Fiduciary Trust Company, Boston, Massachusetts, and indirect subsidiary of Putnam Investments Trust, Boston, Massachusetts
  • Decision of July 18, 2007
    • In the matter of the merger of Central Credit Union Fund, Inc., Auburn, Massachusetts with and into Members United Corporate Federal Credit Union, Warrenville, Illinois
  • Decision of August 23, 2007
    • Decision relative to the merger of the Westborough Bank, Westborough, Massachusetts with and into Hudson Savings Bank, Hudson, Massachusetts
  • Decision of August 23, 2007
    • Decision relative to the application of Assabet Valley Bancorp, Hudson, Massachusetts to acquire Westborough Bancorp, MHC and Westborough Financial Services, Inc. and its subsidiary bank, the Westborough Bank, Westborough, Massachusetts
  • Decision of September 19, 2007
    • Decision relative to the application of Berkshire Hills Bancorp, Inc., Pittsfield, Massachusetts to acquire Factory Point Bancorp, Inc., Manchester Center, Vermont
  • Decision of September 19, 2007
    • Decision relative to the merger of the Factory Point National Bank of Manchester Center, Manchester Center, Vermont with and into Berkshire Bank, Pittsfield, Massachusetts
  • Decision of October 10, 2007
    • Decision relative to the merger of Bridgewater Co-operative Bank, Bridgewater, Massachusetts with and into Mechanics' Co-operative Bank, Taunton, Massachusetts
  • Decision of October 12, 2007
    • In the matter of the merger of Martha's Vineyard Co-operative Bank, Vineyard Haven, Massachusetts with and into Dukes County Savings Bank, Edgartown, Massachusetts
  • Decision of October 25, 2007
    • Decision relative to the application of Chittenden Corporation, Burlington, Vermont to acquire Community Bank & Trust Company, Wolfeboro, New Hampshire
  • Decision of December 28, 2007
    • Decision relative to the merger of Flagship Bank and Trust Company, Worcester, Massachusetts with and into Flagship Interim, FSB, Worcester, Massachusetts
  • Decision of December 28, 2007
    • Decision relative to the merger of the Bank of Western Massachusetts, Springfield, Massachusetts with and into Western Massachusetts Interim, FSB, Springfield, Massachusetts
  • Decision of December 28, 2007
    • Decision relative to the petition of People's United Financial, Inc. and People's United Bank, Bridgeport, Connecticut to acquire Chittenden Corporation, Burlington, Vermont

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