2017
- Opinion 17-009
- Licensing requirement for an entity operating a mobile application that facilitates payments between homeowners and home improvement contractors – December 19, 2017
2004
- Opinion 04-033
- Third party loan servicer registration requirement applicable to entity servicing loans owned by another but originated by servicing entity – June 4, 2004
2003
- Selected Opinion 03-060
- Authority for the Depositors Insurance Fund to borrow from the Federal Home Loan Bank - July 30, 2003
2002
- Selected Opinion 01-181
- Operating as a credit services organization in Massachusetts - January 9, 2002
2001
- Selected Opinion 01-112
- Licensing requirements for credit reporting agency - August 16, 2001
1998 - 1999
- Summary of Selected Opinion 99-144
- Acting as a foreign fiduciary in the Commonwealth - Q4 1999
- Summary of Selected Opinion 99-043
- Authority of Savings Bank Employees Benefit Association relative to formation of or investment in subsidiaries - Q2 1999
- Summary of Selected Opinion 98-239
- Prohibition against surcharges for making payments through credit cards - Q4 1998
- Summary of Selected Opinion 98-091
- Preemption of state law adverse action requirements - Q4 1998
- Summary of Selected Opinion 98-086
- "Budget planner" as "credit services organization" - Q2 1998
- Summary of Selected Opinion 98-072
- CRA qualification of investment in a fund that is a business development corporation - Q2 1998
Past opinions of the DOB
You can get copies of past opinions by submitting a Public Records Request to the DOB's Records Access Officer.
The DOB's Regulations, found in the Code of Massachusetts Regulations (CMR - agency code number 209), are available through the State House Bookstore.