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Help Paying Medicare Costs

If you are a Massachusetts resident on Medicare with limited income and assets, you may qualify for help paying your Medicare costs. MassHealth offers Medicare Savings Programs, also known as MassHealth Buy-In (MHBI) to help with these costs.

A Medicare Savings Program can help pay some out-of-pocket costs, including:

  • Your monthly Medicare Part B premium
  • Prescription drug costs through the Part D Extra Help program, which you automatically qualify for with a Medicare Savings Program
  • In certain cases, your out-of-pocket Part A and Part B costs, such as coinsurance and deductibles
  • In certain cases, your Part A premium, if you have one

New income and asset limits for 2023

Massachusetts has new income and asset limits for these programs starting January 1, 2023. These new limits make more people eligible for these programs.

Program Name

MSP-only Income Limits

MSP and Standard Income Limits

MSP and CommonHealth Income Limits

2023 Asset Limit (updated annually) *

Qualified Medicare Beneficiary (QMB)

Less than or equal to 190% FPL

Less than or equal to 130% FPL


Individual $18,180

Couple $27,260

Specified Low-Income Medicare Beneficiary (SLMB)

Greater than 190% FPL and less than or equal to 210% FPL

Greater than 130% FPL and less than or equal to 150% FPL


Individual $18,180

Couple $27,260


Qualifying Individual (QI)

Greater than 210% FPL and less than or equal to 225% FPL

Greater than 150% FPL and less than or equal to 165% FPL

Less than or equal to 135% FPL

Individual $18,180

Couple $27,260

*These amounts may change as of January 1 of each year.

To see if you qualify for a Medicare Savings Plan, see the Medicare Savings Program application.

For more information, see Additional Resources, below. 

Additional Resources for

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